Chocolate Chip Coffee Cake Delight

Section: Indulgent Desserts for Sweet Endings

This coffee cake features a soft, moist crumb layered with melty chocolate chips and a crunchy cinnamon-walnut streusel topping. The batter, enriched with sour cream and oil, bakes up tender and flavorful, while two layers of spiced crumb add extra sweetness and crunch. Each slice highlights a blend of chocolate and warm spices—a perfect companion to your morning coffee or a simple afternoon delight. Easy to bake and even easier to love, it stays fresh for days and is freezer-friendly for make-ahead convenience.

A man wearing a chef's hat and apron.
Brought to You By Ryan
Last modified on Thu, 21 Aug 2025 01:25:34 GMT
A slice of chocolate chip coffee cake. Bookmark
A slice of chocolate chip coffee cake. | palatablelife.com

This tender Chocolate Chip Coffee Cake is the answer whenever you want something comforting with your morning coffee or to spoil friends at brunch. The moist cake base enriched with sour cream and a touch of espresso is sandwiched with gooey chocolate chips and cinnamon-walnut streusel. The result is a bakery-style treat that fills the house with cinnamon and chocolate aromas begging to be sliced into thick squares and enjoyed warm or at room temperature. Even after a couple of days every bite stays deliciously soft.

This became my brunch A-lister after years of failed attempts at dry coffee cake. The first weekend I served it my whole family fought over the last slice the next morning.

Ingredients

  • Unsalted butter: Cold and cubed gives that classic crumbly topping choose a high-fat stick butter for extra richness
  • Light brown sugar: Adds deep caramel notes for the streusel and batter pack it firmly for accurate measuring
  • All-purpose flour: Provides structure and tenderness sift before measuring for best results
  • Fine sea salt: Sharpens all the warm flavors use a flaky or fine grain for even distribution
  • Ground cinnamon: Brings classic spice sweet warmth pick a fresh jar for vibrant aroma
  • Walnuts or pecans: Add crunch layer in extra freshness by using unbroken halves then chopping just before using
  • Granulated sugar: Keeps the cake light and airy fine sugar is best for even mixing
  • Baking powder and baking soda: Work together for a high even rise test for freshness by seeing if they fizz in water
  • Instant espresso powder (optional): Gives subtle coffee accents that boost chocolate flavor choose a finely powdered type that dissolves fully
  • Sour cream: Brings tang and unbeatable moisture always use full-fat for tenderness
  • Neutral oil: Makes the crumb soft avocado or vegetable deliver the best texture with no competing flavor
  • Whole milk: Blends everything smoothly bring to room temperature for easy mixing
  • Large eggs: Add richness color and bind the mixture fresher eggs give better structure
  • Vanilla extract: Perfumes the cake choose a pure extract for best results
  • Semisweet chocolate chips: Melt perfectly into pockets select high-quality chips that are glossy and plump

Instructions

Make The Streusel Topping:
Work the cold butter with brown sugar flour sea salt and cinnamon using a pastry blender or fork until you see coarse crumbs add the nuts and about a quarter cup of chocolate chips at the end for crunch and flavor balance
Mix The Dry Ingredients:
Whisk flour brown sugar granulated sugar baking powder baking soda sea salt and optional espresso powder together in a large mixing bowl until you see no streaks so the bake rises perfectly and tastes balanced
Combine The Wet Ingredients:
In a separate bowl whisk sour cream neutral oil milk large eggs and vanilla until everything looks glossy and fully blended this step gives your cake a tender moist crumb
Form The Batter:
Pour the wet mix into the dry mix and gently fold with a spatula just until there is hardly any dry flour showing stop mixing early for light texture
Add The First Chocolate Layer:
Fold most of the chocolate chips into the just-mixed batter so every bite has chocolate but the chips stay mostly whole for distinct gooey bits
Assemble In The Pan:
Grease your baking pan then spread half the batter into an even layer scatter half the streusel mixture over this add the remaining batter gently so you do not disturb the layers then a generous finish of the rest of the streusel
Bake:
Bake at three hundred fifty degrees Fahrenheit for forty to forty five minutes check with a toothpick in the center you want to see moist crumbs and melted chocolate but not wet batter if the top browns too fast tent with foil just until done
Cool And Serve:
Let the finished cake cool in its pan for at least fifteen to twenty minutes before cutting this helps set the crumb slice into squares and serve warm for melty chocolate or at room temperature for a classic coffee cake experience
A slice of chocolate chip coffee cake.
A slice of chocolate chip coffee cake. | palatablelife.com

One of my favorite things about this coffee cake is letting my son handle the chocolate chip sprinkle just before baking he always smiles when he sees them melting out of the warm slices at breakfast

Storage Tips

This coffee cake stays fresh if tightly wrapped at room temperature for up to three days For longer storage move leftovers to the fridge and bring to room temperature for best flavor and softness For freezing wrap pieces in plastic then foil Freeze for up to three months Thaw unwrapped at room temperature for perfect texture

Ingredient Substitutions

If you do not have sour cream try using thick plain Greek yogurt with full fat for similar moisture and tang For nut allergies simply swap the nuts in the streusel for extra chocolate chips or a bit of rolled oats For a bolder flavor use bittersweet chocolate chips instead of semisweet or even a chopped chocolate bar

Serving Suggestions

Serve slightly warm with coffee or hot tea For parties pour a little warm chocolate sauce over the cake for a decadent finish A big fruit salad or some tangy berries on the side add freshness if you want to build a brunch spread

Cultural and Historical Context

Classic coffee cakes can be traced to European traditions especially in countries like Germany and Denmark where sweet yeast-risen cakes starred in coffee breaks American bakers later made the process simpler with baking powder and incorporated sour cream for a moist crumb making them everyday staples

Seasonal Adaptations

In autumn fold a pinch of nutmeg or allspice into the batter In spring add a handful of chopped fresh strawberries Layer sliced apples between batter and streusel for a fall touch

Success Stories

This coffee cake always vanishes first at brunch The texture and chocolate swirls make it a constant request my friends want the recipe emailed every time I bring it over It becomes a special occasion on ordinary days

Freezer Meal Conversion

To freeze an entire cake bake and cool completely then wrap tightly in plastic wrap followed by a layer of foil Write the date and freeze for up to three months When ready to eat thaw unwrapped for several hours at room temperature and refresh in a low oven for about ten minutes

A slice of chocolate chip coffee cake with chocolate drizzled on top.
A slice of chocolate chip coffee cake with chocolate drizzled on top. | palatablelife.com

This cake is a true comfort during brunch or breakfast. Try it warm for the ultimate chocolatey experience and you will look forward to leftovers all week.

Your Recipe Questions Answered

→ How do I achieve a soft coffee cake crumb?

Use sour cream and neutral oil in the batter. Gentle mixing ensures a tender, light texture without overworking the flour.

→ Can I substitute the nuts in the streusel?

Yes, walnuts or pecans both add crunch, but other nuts like almonds can be used, or you can omit them entirely for a nut-free option.

→ Is espresso powder essential for the flavor?

Espresso powder is optional, but it adds depth to the chocolate without making the cake taste like coffee. Skip if preferred.

→ What is the best way to store this cake?

Keep tightly wrapped slices at room temperature for up to three days or refrigerated for five days for lasting freshness.

→ How do I freeze coffee cake for later?

Wrap individual slices or the entire cake well and freeze for up to three months. Thaw at room temperature before serving.

→ Which pan size should I use?

A 9x9-inch baking pan is ideal, but similar sizes work. Ensure even spreading for consistent baking.

Chocolate Chip Coffee Cake Delight

Moist coffee cake with chocolate chips and crisp cinnamon-walnut streusel, ideal for mornings or as an anytime indulgence.

Prep Time
20 minutes
Cook Time
45 minutes
Total Time
65 minutes
Brought to You By: Ryan

Recipe Category: Desserts

Skill Level: Requires Some Experience

Culinary Inspiration: American

Yields: 12 Portion Size (12 squares)

Dietary Preferences: Vegetarian-Friendly

What You’ll Need

→ Streusel Topping

01 6 tablespoons unsalted butter, cold and cubed
02 1/2 cup light brown sugar, packed
03 2/3 cup all-purpose flour, sifted
04 1/4 teaspoon fine sea salt
05 1 teaspoon ground cinnamon
06 1/2 cup walnuts or pecans, coarsely chopped
07 1/2 cup semisweet chocolate chips

→ Cake Batter

08 2 cups all-purpose flour, sifted
09 1/2 cup light brown sugar, packed
10 1/2 cup granulated sugar
11 2 teaspoons baking powder
12 1/2 teaspoon baking soda
13 1/2 teaspoon fine sea salt
14 1 teaspoon instant espresso powder (optional)
15 1 cup full-fat sour cream, room temperature
16 1/3 cup neutral oil (such as avocado or vegetable oil)
17 1/4 cup whole milk, room temperature
18 2 large eggs, room temperature
19 1 1/2 teaspoons pure vanilla extract
20 3/4 cup semisweet chocolate chips

Step-by-Step Guide

Step 01

Combine the cold cubed butter, brown sugar, flour, sea salt, and cinnamon in a medium bowl. Blend with a fork or pastry blender until the mixture forms coarse crumbs. Stir in the chopped nuts and chocolate chips until evenly distributed.

Step 02

In a large bowl, whisk together all-purpose flour, brown sugar, granulated sugar, baking powder, baking soda, sea salt, and espresso powder (if using) until fully blended and airy.

Step 03

In a separate bowl, whisk sour cream, neutral oil, whole milk, eggs, and vanilla extract until completely smooth and homogeneous.

Step 04

Add the wet ingredients to the dry, using a spatula or wooden spoon to gently fold together. Mix only until no dry streaks of flour are visible to maintain a light, tender crumb.

Step 05

Gently fold in the semisweet chocolate chips, being careful not to overmix and to preserve whole chocolate pockets.

Step 06

Grease a 9x9-inch baking pan. Spread half the batter evenly in the prepared pan. Sprinkle with half the streusel. Layer the remaining batter on top, smoothing gently, then finish with the rest of the streusel for a layered texture.

Step 07

Preheat oven to 350°F (177°C). Bake for 40 to 45 minutes. Test for doneness by inserting a toothpick into the center—there should be only moist crumbs and melted chocolate, not raw batter. If the top is browning quickly, tent loosely with foil.

Step 08

Cool cake in the pan for 15 to 20 minutes to allow the crumb to set. Cut into generous squares and serve warm or at room temperature.

Handy Tips

  1. For best freshness, keep cake tightly covered at room temperature for up to 3 days, or refrigerate for up to 5 days. Freeze well-wrapped slices for up to 3 months.
  2. Sour cream provides maximum moisture and tender crumb; full-fat Greek yogurt is a suitable alternative.
  3. For a nut-free version, simply omit nuts and increase chocolate chips instead.
  4. Cake tastes even better the next day as flavors meld; ideal for make-ahead brunches.
  5. Always use fresh baking powder and soda to ensure an optimal rise.

Must-Have Tools

  • 9x9-inch baking pan
  • Mixing bowls
  • Whisk
  • Spatula or wooden spoon
  • Pastry blender or fork
  • Measuring cups and spoons

Potential Allergens

Always review ingredient labels for allergens, and consult a professional if needed.
  • Contains gluten, eggs, milk, and tree nuts (walnuts or pecans); may contain soy from chocolate chips.

Nutritional Details (Per Portion)

Nutritional information is provided for reference and shouldn’t replace expert guidance.
  • Calories: 335
  • Fats: 17 grams
  • Carbohydrates: 41 grams
  • Proteins: 5 grams