Banana Coconut Cream Pie

Section: Sweet Dessert Recipes for Every Craving

This luscious pie layers a crisp graham cracker crust with a creamy coconut custard and fresh banana slices. The filling is simmered coconut milk combined with egg yolks and vanilla, creating a rich custard that’s chilled until firm. Topped with lightly sweetened whipped cream and garnished with toasted coconut and banana slices, this dessert balances tropical flavors and smooth textures. Best served well chilled after an 8-hour refrigeration, it’s a perfect indulgence that’s both stunning and satisfying.

A chef smiles for the camera.
Brought to You By Ryan
Last modified on Wed, 26 Nov 2025 18:42:36 GMT
A slice of banana coconut cream pie. Bookmark
A slice of banana coconut cream pie. | palatablelife.com

This Banana Coconut Cream Pie offers the best of both worlds by combining the tropical richness of coconut cream with the familiar sweetness of banana cream. The graham cracker crust adds a buttery crunch that perfectly balances the creamy filling and fluffy whipped topping. It’s a crowd-pleasing dessert that feels special without requiring complicated steps.

I first made this pie for a family gathering, and it quickly became a dessert everyone requests during summer holidays. The combination of coconut and banana is surprisingly comforting and feels like a tropical vacation on a plate.

Ingredients

  • Graham cracker crumbs: for a sweet, crunchy base choose freshly crushed for better texture
  • Unsalted butter: to bind the crust use high-quality for a richer flavor
  • Whole or 2% milk: makes the custard creamy avoid skim to keep the filling luscious
  • Sweetened shredded coconut: adds tropical depth lightly toast if you want more aroma
  • Egg yolks: for richness and structure ensure they’re fresh for the best custard
  • Cornstarch: as a thickening agent this keeps the filling silky and smooth
  • Pure vanilla extract: to enhance sweetness and soften flavors use real vanilla for best taste
  • Bananas: sliced fresh for a natural sweetness and creaminess
  • Heavy cream: chilled for whipping cold cream whips faster and holds shape better
  • Powdered sugar: for lightly sweetened whipped cream adjust to taste
  • Toasted coconut: garnish that adds color and crunch
  • Sliced bananas: for a fresh, appealing look on top

Instructions

Sauté the Aromatics:
N/A
Prepare the Crust:
Preheat your oven to 350 degrees Fahrenheit. Combine the graham cracker crumbs, sugar, and melted butter in a mixing bowl until all crumbs are moistened evenly. Firmly press the crumb mixture into the bottom and up the sides of a nine and a half inch deep dish pie plate. Use the bottom of a measuring cup to compact the crust tightly. Bake for eight to ten minutes until the crust looks lightly toasted and fragrant. Let it cool completely before filling.
Simmer the Coconut Milk:
In a medium saucepan, pour in three cups of milk and add the shredded coconut. Warm this mixture over medium heat until it begins to simmer. Stir occasionally to prevent sticking and to infuse the milk with coconut flavor.
Temper the Egg Mixture:
While the milk simmers, whisk sugar, salt, egg yolks, cornstarch, and one tablespoon of milk together in a large bowl until smooth. Slowly ladle a small amount of the warm milk into the egg mixture, whisking constantly to gently raise the temperature of the eggs without scrambling them. Repeat with another small amount of milk.
Cook the Custard:
Return the egg mixture to the saucepan with the remaining coconut milk. Heat over medium-low, alternating between whisking and stirring with a rubber spatula. Cook for three to five minutes until the custard bubbles and thickens. Remove from heat and stir in vanilla extract and butter. Let the filling cool to room temperature, stirring now and then to prevent a skin from forming.
Assemble the Pie:
Spread a layer of the coconut custard into the cooled crust. Add a layer of sliced bananas on top about two bananas then cover with the remaining custard. Smooth the surface and press plastic wrap directly on top of the filling to prevent drying. Refrigerate for at least eight hours until the pie is completely chilled and firm.
Whip and Decorate:
Whip the chilled heavy cream with powdered sugar and vanilla extract until stiff peaks form. Spread or pipe the whipped cream over the chilled pie. Garnish with toasted coconut flakes and additional banana slices.
A slice of banana coconut cream pie.
A slice of banana coconut cream pie. | palatablelife.com

This pie has a special place in my heart because it combines two classic favorites in a way that feels both nostalgic and adventurous. The toasted coconut garnish always brings a smile and a hint of crunch that makes each bite exciting.

Storage Tips

Store the pie tightly wrapped in the refrigerator. It will keep well for two to three days but is best enjoyed within the first 24 hours when the crust remains crisp. Avoid freezing as the texture of the custard and bananas can suffer.

Ingredient Substitutions

For a dairy-free option, use coconut milk instead of regular milk and coconut cream in place of heavy cream. Your pie will be even richer with a stronger coconut flavor. For a gluten-free crust, swap graham cracker crumbs for gluten-free cookies or almond flour.

Serving Suggestions

Serve chilled, ideally with a cup of good coffee or tea. You can also try drizzling a bit of caramel or chocolate sauce over the top if you want to elevate the presentation and add another flavor layer.

A slice of banana coconut cream pie.
A slice of banana coconut cream pie. | palatablelife.com

Enjoy chilled slices topped with toasted coconut and extra banana. It’s a simple yet impressive dessert for warm-weather gatherings.

Your Recipe Questions Answered

→ What type of crust is used?

A buttery graham cracker crust adds a crisp, slightly sweet base that complements the creamy filling.

→ How is the coconut custard made?

Milk and shredded coconut are simmered then combined with a mixture of egg yolks, sugar, and cornstarch, cooked until thickened for a smooth custard.

→ Can I use different types of milk?

Whole milk or 2% milk works best for a creamy texture, but alternatives may be used with some variations in richness.

→ How should the pie be chilled?

After assembling, cover the pie and refrigerate for at least 8 hours to allow the custard to set completely.

→ What garnishes enhance the flavors?

Toasted coconut flakes and fresh banana slices add texture and highlight the tropical notes in the pie.

→ How do you prepare the whipped cream topping?

Chilled heavy cream is whipped with powdered sugar and vanilla extract until stiff peaks form, providing a light sweetness and fluffy texture.

Banana Coconut Cream Pie

Layers of coconut custard, sliced bananas, and whipped cream on a graham cracker crust. Creamy and delightful.

Prep Time
30 minutes
Cook Time
20 minutes
Total Time
50 minutes
Brought to You By: Ryan

Recipe Category: Dessert

Skill Level: Requires Some Experience

Culinary Inspiration: Dessert

Yields: 10 Portion Size

Dietary Preferences: Vegetarian-Friendly

What You’ll Need

→ Crust

01 1 1/2 cups graham cracker crumbs
02 3 tablespoons granulated sugar
03 6 tablespoons unsalted butter, melted

→ Filling

04 3 cups whole or 2% milk
05 2/3 cup sweetened shredded coconut
06 2/3 cup granulated sugar
07 1/4 teaspoon salt
08 3 large egg yolks
09 1/3 cup cornstarch
10 1 tablespoon milk
11 1 teaspoon pure vanilla extract
12 1 tablespoon unsalted butter
13 2 bananas, sliced

→ Whipped Cream Topping

14 1 1/4 cups chilled heavy cream
15 2 tablespoons powdered sugar
16 1/4 teaspoon pure vanilla extract

→ Garnish

17 Toasted coconut
18 Sliced banana

Step-by-Step Guide

Step 01

Preheat oven to 350°F. Combine graham cracker crumbs, sugar, and melted butter until evenly moistened. Press mixture firmly into bottom and up sides of a 9 1/2-inch deep dish pie plate using the bottom of a measuring cup. Bake 8-10 minutes until lightly toasted and fragrant. Cool completely before filling.

Step 02

In a medium saucepan, combine milk and shredded coconut. Heat over medium until simmering, stirring occasionally. In a large bowl, whisk sugar, salt, egg yolks, cornstarch, and 1 tablespoon milk until smooth. Gradually add about 1/4 cup warm milk mixture to egg yolks, whisking constantly to temper eggs, then add another 1/4 cup, continuing to whisk.

Step 03

Pour egg mixture back into remaining milk and coconut in saucepan. Cook over medium-low heat, whisking constantly until mixture thickens and begins to bubble, about 3-5 minutes. Remove from heat and stir in vanilla and butter. Let cool to room temperature, stirring occasionally.

Step 04

Spoon a layer of filling into crust bottom, top with sliced bananas. Spread remaining filling evenly over banana layer. Cover surface with plastic wrap pressed directly onto filling. Refrigerate at least 8 hours until fully set and chilled.

Step 05

Whip chilled heavy cream with powdered sugar and vanilla extract on medium-high speed until stiff peaks form. Adjust sweetness if desired by adding 1-2 tablespoons more powdered sugar.

Step 06

Spread or pipe whipped cream over chilled pie. Garnish with toasted coconut and additional sliced bananas as desired.

Handy Tips

  1. Press plastic wrap directly onto filling to prevent crust sogginess during refrigeration.
  2. To toast coconut, spread in single layer on baking sheet and bake at 350°F for 5-7 minutes, stirring occasionally.

Must-Have Tools

  • 9 1/2-inch deep dish pie plate
  • Mixing bowls
  • Medium saucepan
  • Whisk
  • Electric mixer
  • Rubber spatula
  • Measuring cups and spoons

Potential Allergens

Always review ingredient labels for allergens, and consult a professional if needed.
  • Contains dairy, eggs, and coconut
  • Contains gluten from graham crackers

Nutritional Details (Per Portion)

Nutritional information is provided for reference and shouldn’t replace expert guidance.
  • Calories: 427
  • Fats: 26 grams
  • Carbohydrates: 45 grams
  • Proteins: 6 grams