Moist Pumpkin Cream Cheese

Section: Simple Morning Meals to Start Your Day

These pumpkin muffins feature a moist crumb infused with warm spices and a luscious cream cheese center that stays smooth and creamy throughout baking. A crunchy streusel topping made from buttery pecans and cinnamon adds extra texture and flavor, elevating the experience. Ideal for a cozy breakfast or sweet snack, the balance of rich filling and spiced pumpkin batter makes them irresistible.

A man wearing a chef's hat and apron.
Brought to You By Ryan
Last modified on Sun, 07 Sep 2025 15:53:22 GMT
Pumpkin Cream Cheese Muffins. Bookmark
Pumpkin Cream Cheese Muffins. | palatablelife.com

These Pumpkin Cream Cheese Muffins are a perfect blend of moist pumpkin spice goodness and a rich cheesecakelike filling. The crumb topping gives a delightful crunch, balancing the soft interior with a little texture and sweetness. They are great for breakfast, a snack, or dessert and easy enough to make in one afternoon.

I first baked these on a crisp fall afternoon and now they are a favorite with my family whenever pumpkin season rolls around. The way the cream cheese filling remains smooth is a game changer.

Ingredients

  • Cream Cheese Filling: Fullfat block cream cheese, softened for that rich creamy texture that holds up well. Powdered sugar keeps the filling silky smooth without grittiness. Vanilla extract adds subtle warmth and depth
  • Streusel Crumb Topping: Raw pecan halves provide crunch and a nutty flavor choose fresh pecans for the best taste. Flour helps bind the topping. Packed brown sugar adds a molasses sweetness balancing the pumpkin. Granulated sugar for extra sweetness and texture. Cinnamon mild spice to complement the pumpkin. Cold butter, cubed cold butter makes the topping crumbly and crisp
  • Wet Ingredients: Eggs bind everything together and add richness. Granulated sugar sweetens the muffin batter. Libby’s pure pumpkin puree the star ingredient, use pure pumpkin without additives. Vegetable oil keeps muffins moist and tender
  • Dry Ingredients: All purpose flour the base flour, sift if possible for light muffins. Baking soda and baking powder leavening agents that help the muffins rise. Salt and spices (cinnamon, cloves, nutmeg, ginger) the classic pumpkin pie spice blend for warmth and flavor
  • Garnish (Optional): Coarse raw turbinado cane sugar for a sparkly, crunchy crust. Ground cinnamon extra spice on top

Instructions

Cream Cheese Filling:
Add the softened cream cheese, powdered sugar, and vanilla extract to a medium bowl. Whisk thoroughly by hand or with a handheld mixer until you get a smooth mixture. The filling should be firm enough to scoop but still pliable. Pop it in the freezer to chill while you prepare the rest.
Streusel Crumb Topping:
Place the raw pecans in a food processor and pulse just a few times to chop them coarsely. Add the flour, brown sugar, granulated sugar, and cinnamon, pulsing a few more times to combine evenly. Sprinkle the cold, cubed butter over the mixture and pulse until it resembles small pebbles. If some butter does not get incorporated, rub it between your fingers within the mixture to help it blend. Set the crumb topping aside in the freezer until assembly.
Prep:
Preheat your oven to 350 degrees Fahrenheit. Line two muffin pans with 22 paper liners and lightly spray the liners with nonstick cooking spray.
Mix Wet Ingredients:
In a large bowl, gently whisk the eggs. Add the granulated sugar, pumpkin puree, and vegetable oil, mixing just to combine.
Mix Dry Ingredients:
In a separate large bowl, combine the all purpose flour, baking powder, baking soda, salt, and pumpkin pie spices (cinnamon, cloves, nutmeg, ginger). Mix these dry ingredients evenly.
Combine:
Gently mix the dry ingredients into the wet pumpkin mixture just until combined. Avoid overmixing so the muffins stay tender and light.
Assemble:
Use a cookie scoop or spoon to add about one and a half tablespoons of batter into each muffin liner. Spread it gently to cover the bottom fully. Spoon about one rounded tablespoon of cream cheese filling onto the batter in each cup. Divide the remaining pumpkin batter evenly over the cream cheese to cover it. Top each muffin with a heaping tablespoon of the crumb topping and gently press so the topping sticks and won not fall off when baking.
Bake:
Bake the muffins in the oven at 350 degrees Fahrenheit for 20 to 22 minutes or until a toothpick inserted into the top batter comes out clean. Baking time can vary depending on the chill of your cream cheese filling; a softer filling means longer baking.
Cool:
Let the muffins cool in the pans for about 5 minutes, then transfer to a wire rack to cool completely. For an eye catching finish, sprinkle with ground cinnamon and coarse raw cane sugar. These muffins taste fantastic slightly warm or at room temperature. To enjoy them warm later, simply microwave for a few seconds.
A plate of pumpkin cream cheese muffins.
A plate of pumpkin cream cheese muffins. | palatablelife.com

My favorite part of these muffins is the cream cheese filling. It adds the perfect creaminess without overwhelming the pumpkin flavor. I remember once making these for a holiday brunch and seeing everyone come back for seconds and even thirds. The crumble topping adds that little something special that everyone notices right away.

Storage Tips

Store leftover muffins in an airtight container at room temperature for up to three days. For longer storage, freeze them in a sealed freezer safe bag or container for up to three months. Thaw overnight in the fridge or warm gently in the microwave before serving.

Ingredient Substitutions

You can swap the pecans in the crumb topping for walnuts or almonds if preferred. Use light brown sugar instead of packed brown sugar but expect a slightly lighter flavor. For dairy free options, substitute cream cheese and butter with vegan alternatives but the texture may differ slightly.

Serving Suggestions

These muffins shine on their own or with a pat of butter or honey on top. They pair wonderfully with a cup of coffee or spiced chai. For a brunch spread, serve alongside fresh fruit or yogurt for a balanced meal.

A close up of a pumpkin cream cheese muffin.
A close up of a pumpkin cream cheese muffin. | palatablelife.com

These muffins are best enjoyed warm or at room temperature and freeze well for make ahead breakfasts. Chill the filling thoroughly so it holds its shape during baking.

Your Recipe Questions Answered

→ How do I keep the cream cheese filling smooth?

Use softened full-fat cream cheese and chill it before baking to prevent bubbling and keep it creamy.

→ Can I substitute pecans in the crumb topping?

Yes, walnuts or almonds work well and offer a similar crunch and flavor profile.

→ What spices are used in these muffins?

A blend of cinnamon, cloves, nutmeg, and ginger adds warm, aromatic flavor to the batter and topping.

→ How long should these muffins bake?

Bake for 20-22 minutes at 350°F until a toothpick inserted in the top comes out clean.

→ Can these muffins be enjoyed warm?

Yes, they are delicious served slightly warm or at room temperature; warming briefly in a microwave enhances softness.

Pumpkin Cream Cheese Muffins

Moist pumpkin muffins featuring creamy filling and a crunchy spiced crumb topping, perfect for breakfast or dessert.

Prep Time
45 minutes
Cook Time
22 minutes
Total Time
67 minutes
Brought to You By: Ryan

Recipe Category: Morning Meals

Skill Level: Requires Some Experience

Culinary Inspiration: American

Yields: 22 Portion Size (22 muffins)

Dietary Preferences: Vegetarian-Friendly

What You’ll Need

→ Cream Cheese Filling

01 340 g full-fat cream cheese, softened
02 120 g powdered sugar
03 1 tsp vanilla extract

→ Streusel Crumb Topping

04 75 g raw pecan halves
05 60 g all-purpose flour
06 50 g packed brown sugar
07 50 g granulated sugar
08 1/4 tsp ground cinnamon
09 85 g cold butter, cubed (salted or unsalted)

→ Wet Ingredients

10 3 large eggs
11 400 g granulated sugar
12 425 g canned pure pumpkin puree
13 120 ml vegetable oil

→ Dry Ingredients

14 324 g all-purpose flour
15 1½ tsp baking soda
16 1½ tsp baking powder
17 3/4 tsp salt
18 3/4 tsp ground cinnamon
19 3/4 tsp ground cloves
20 3/4 tsp ground nutmeg
21 1/2 tsp ground ginger

→ Garnish (Optional)

22 Raw turbinado cane sugar
23 Ground cinnamon

Step-by-Step Guide

Step 01

In a medium bowl, whisk the softened cream cheese, powdered sugar, and vanilla extract until smooth. Freeze mixture until slightly firm but scoopable.

Step 02

Pulse pecan halves three times in a food processor. Add flour, brown sugar, granulated sugar, and cinnamon, pulsing to combine. Sprinkle cold butter on top and pulse until mixture forms small pebbles. If butter pieces remain hard, rub them between fingers. Chill in freezer.

Step 03

Set oven to 177 °C (350 °F). Line two muffin tins with 22 liners and lightly coat with nonstick spray.

Step 04

In a large bowl, whisk eggs lightly. Add granulated sugar, pumpkin puree, and vegetable oil, mixing until incorporated.

Step 05

In a separate large bowl, whisk together all-purpose flour, baking powder, baking soda, salt, and spices until evenly distributed.

Step 06

Gently fold dry ingredients into wet mixture until just combined; avoid overmixing for tender muffins.

Step 07

Spoon 1½ tablespoons of pumpkin batter into each liner and spread to cover base. Add 1 rounded tablespoon of cream cheese filling on top. Cover with remaining batter, then evenly distribute and gently pat 1 heaping tablespoon of streusel topping per muffin.

Step 08

Bake at 177 °C (350 °F) for 20 to 22 minutes or until a toothpick inserted into batter comes out clean. Baking duration may vary with cream cheese filling temperature.

Step 09

Allow muffins to cool five minutes in tins, then transfer to wire rack. Optionally, sprinkle with cinnamon and raw cane sugar. Serve warm or at room temperature; warm briefly in microwave if desired.

Handy Tips

  1. Chilling the cream cheese filling helps maintain its creamy texture without bubbling during baking.

Must-Have Tools

  • Food processor
  • Mixer or whisk
  • Muffin tins with liners
  • Wire cooling rack

Potential Allergens

Always review ingredient labels for allergens, and consult a professional if needed.
  • Contains dairy, eggs, gluten, nuts (pecans).

Nutritional Details (Per Portion)

Nutritional information is provided for reference and shouldn’t replace expert guidance.
  • Calories: 320
  • Fats: 15.2 grams
  • Carbohydrates: 44.5 grams
  • Proteins: 4.1 grams