Easy No-Bake Banana Split Cake

Section: Indulgent Desserts for Sweet Endings

This layered banana split treat is built on a buttery graham crust and topped with luscious cream cheese filling, sliced bananas, juicy strawberries, and pineapple. A cloud of whipped topping, nuts, chocolate drizzle, and cherries complete each slice. Quick to prepare and set in the fridge—no baking required! Ideal for summer parties, family gatherings, or simple sweet cravings. Customizable for gluten-free or dairy-free diets, the dessert blends classic banana split flavors in a refreshing, crowd-pleasing format. Serve chilled and enjoy a slice of nostalgia with every bite.

A man wearing a chef's hat and apron.
Brought to You By Ryan
Last modified on Sat, 02 Aug 2025 21:55:27 GMT
A slice of a layered banana split cake with chocolate and banana toppings. Bookmark
A slice of a layered banana split cake with chocolate and banana toppings. | palatablelife.com

Summer celebrations usually start in my family with a show—stopping dessert that needs no oven time. This easy layered no—bake banana split cake with graham crust captures everything joyful about banana splits in cool creamy layers. Whenever I bring this out at backyard gatherings or after grilling, someone always asks for the recipe — it is truly that irresistible and nostalgic.

I made this the first summer we got our new grill and everyone ended up skipping burgers for second slices of cake. If you love easy party desserts that disappear fast, this is a must—try.

Ingredients

  • Graham cracker crumbs: Give the cake a crunchy salty—sweet base and you want them finely ground for best structure. Choose fresh crackers without any staleness for full flavor.
  • Unsalted butter: Helps the graham crust hold together with a tender bite. Select butter with a golden color for rich taste.
  • Granulated sugar: Balances the slight bitterness of the crackers and makes the crust set up firmly.
  • Cream cheese: Forms the creamy main layer and should be full—fat for smoothness. Leave it at room temperature before blending so your filling is lump—free.
  • Ripe bananas: Are vital for authentic flavor. Pick slightly underripe ones with yellow peels and almost no brown spots.
  • Crushed pineapple: Adds juicy tartness and a tropical twist. Drain it well so your dessert does not get soggy.
  • Fresh strawberries: Bring sweet berry freshness and juicy color. Look for bright red berries with no bruises.
  • Powdered sugar: For gentle sweetness especially in the whipped cream.
  • Heavy whipping cream: Whips up fluffy for a cloud—like top layer. Use cold cream with high fat content if making homemade whipped cream.
  • Maraschino cherries: Finish it all off with retro color and classic taste. Pat them dry to stop red juice streaks.
  • Chopped pecans or almonds: Add crunch and depth. Toasted nuts work best for rich flavor.
  • Electric mixer and large mixing bowls: Are your tools for getting creamy layers smooth and light.

Instructions

Crush and mix the crust:
Measure out two cups of fresh graham cracker crumbs and stir with a quarter cup granulated sugar and half a cup melted butter until every bit is evenly moistened. Press this mixture firmly and evenly into a nine by thirteen inch baking dish using the back of a measuring cup. Chill the crust for at least twenty minutes so it becomes sturdy.
Blend the creamy layer:
Beat together sixteen ounces softened cream cheese and a quarter cup sugar on medium speed until completely smooth and satiny. Then fold in one can drained crushed pineapple and carefully mix until just combined. Set aside while you slice the fruits.
Slice and arrange the fruit:
Use a sharp knife to slice three ripe bananas into even quarter—inch rounds right before you assemble the cake. For the strawberries, rinse and pat them dry before slicing into thin pieces. You want uniform fruit layers for pretty slices and every bite to have sweet banana and bright berry.
Build the layers:
Spread the cream cheese and pineapple layer over the crust gently. Then arrange banana slices in tight rows, covering the filling. Next, scatter sliced strawberries to make colorful coverage across the banana layer. The neater your rows, the prettier the finished cake.
Add the topping:
If making whipped cream from scratch, whip one cup cold heavy cream and half a cup powdered sugar until stiff peaks form. Gently spread it all over the fruit with an offset spatula for a smooth finish. Or substitute thawed whipped topping for no fuss and less mess.
Finish with classic toppings:
Drizzle the top with chocolate syrup in ribbons then sprinkle toasted nuts over the whole cake for crunch. Press a maraschino cherry into the whipped cream on each future slice. Refrigerate uncovered for at least four hours so the layers set.
Slice and serve:
Cut the chilled cake into squares using a knife dipped in hot water for the cleanest slices. Wipe the blade between each cut for photo—ready results.
A slice of a banana split cake with chocolate and strawberry toppings.
A slice of a banana split cake with chocolate and strawberry toppings. | palatablelife.com

My favorite part is always the toasted nuts which bring out all the caramel and fruit flavors. There is a running joke in my family about who sneaks the last cherry from the cake — I have caught my sister red—handed more than once.

Storage Tips

Keep this banana split cake tightly covered in the fridge and it stays perfectly creamy for up to four days. If making ahead, add fruit and final toppings just before serving since fruit gives off moisture as it sits. For longer storage, wrap slices tightly and freeze. Thaw in the fridge overnight and add fresh whipped cream and cherries right before bringing to the table.

Ingredient Substitutions

Use gluten free graham crackers if needed or swap chocolate wafer cookies for a deeper cocoa taste. Dairy free substitutions like plant based cream cheese and vegan whipped topping work well. For nut free, use extra chocolate syrup or rainbow sprinkles. Raspberries or blueberries are great summer swaps for strawberries.

Serving Suggestions

Serve this no—bake cake chilled on a platter with extra chocolate drizzle and bowls of sprinkles or nuts on the side. Add ice cream scoops for a true banana split vibe. This dessert travels well to potlucks and is always a hit at birthday parties and cookouts.

Cultural and Historical Background

The banana split was invented in a Pennsylvania soda fountain over a hundred years ago and became a celebration dessert ever since. Turning those flavors into a cold cake makes it easy to bring a bit of sweet American nostalgia to your home kitchen.

Seasonal Adaptations

Use local berries and fruit during peak summer for the brightest flavor
In cooler months try caramel drizzle or sliced pears as toppings
Substitute stone fruits like peaches for strawberries in late summer

Success Stories

Friends with dairy allergies have raved about the coconut cream version. My children love adding rainbow sprinkles for extra fun. This recipe made my niece’s birthday complete because she could help with every step.

Freezer Meal Conversion

Freeze the assembled cake without whipped cream or cherries for up to two weeks. Wrap tightly in both plastic and foil to avoid freezer burn. Defrost in the fridge and add toppings fresh for best flavor.

A layered cake with bananas and strawberries.
A layered cake with bananas and strawberries. | palatablelife.com

Every summer celebration deserves a memorable dessert and this no—bake banana split cake never disappoints. Make it once and watch it become your family’s new tradition.

Your Recipe Questions Answered

→ How long does this dessert keep in the fridge?

It stays fresh for 3-4 days when covered and chilled. Enjoy within 2-3 days for best flavor and texture.

→ Can I make it in advance?

Yes, assemble up to two days early. For best results, finish with whipped cream and cherries before serving.

→ How do I keep bananas from browning?

Toss banana slices in lemon or pineapple juice just before layering to help prevent discoloration.

→ Are gluten-free or dairy-free options available?

Yes, substitute gluten-free graham crackers and plant-based alternatives for cream cheese and topping as needed.

→ What is the ideal serving size?

Cut into 12-15 squares from a 13×9-inch dish for group gatherings or family desserts.

→ Can I freeze leftovers?

Wrap tightly in plastic and foil, then freeze for up to two weeks. Thaw in the fridge before serving and add fresh toppings if desired.

→ What toppings and variations work well?

Classic choices include chocolate drizzle, nuts, and cherries. Try additional fruits, caramel, or a chocolate crust for unique spins.

Layered No-Bake Banana Split Cake

Creamy, fruity dessert layers over a crisp graham crust—perfect for summer with minimal prep and no oven needed.

Prep Time
25 minutes
Cook Time
~
Total Time
25 minutes
Brought to You By: Ryan

Recipe Category: Desserts

Skill Level: Perfect for Beginners

Culinary Inspiration: American

Yields: 12 Portion Size (One 13x9-inch pan, serves 12)

Dietary Preferences: Vegetarian-Friendly

What You’ll Need

→ Graham Cracker Crust

01 2 cups graham cracker crumbs
02 1/2 cup unsalted butter, melted
03 1/4 cup granulated sugar

→ Cream Cheese Filling

04 24 ounces cream cheese, softened
05 1 can (14 ounces) sweetened condensed milk
06 1 tablespoon fresh lemon juice
07 1 cup powdered sugar
08 8 ounces whipped topping (Cool Whip), thawed

→ Fruit Layer

09 3 ripe bananas, sliced 1/4 inch thick
10 1 can (8 ounces) crushed pineapple, well drained
11 16 ounces fresh strawberries, hulled and sliced

→ Whipped Cream Topping

12 1 cup heavy whipping cream
13 1/2 cup powdered sugar

→ Toppings

14 1/3 cup chopped pecans
15 1/4 cup chocolate syrup
16 12 maraschino cherries, drained and patted dry

Step-by-Step Guide

Step 01

In a mixing bowl, thoroughly combine graham cracker crumbs, melted unsalted butter, and granulated sugar until the mixture resembles wet sand. Press the crumb mixture evenly and firmly into the bottom of a 13x9-inch baking dish. Refrigerate for at least 20 minutes to set.

Step 02

In a large bowl, beat softened cream cheese until smooth using an electric mixer. Blend in sweetened condensed milk and lemon juice. Gradually mix in powdered sugar. Gently fold in thawed whipped topping until fully incorporated. Spread the filling evenly over the chilled graham cracker crust.

Step 03

Evenly arrange freshly sliced bananas over the cream cheese layer. Sprinkle the well-drained crushed pineapple over the bananas, distributing it across the entire surface.

Step 04

Evenly distribute sliced strawberries over the pineapple layer, ensuring complete coverage for a balanced flavor and visual appeal.

Step 05

In a chilled mixing bowl, beat heavy whipping cream and powdered sugar together until stiff peaks form, approximately 3 minutes. Gently spread the whipped cream over the fruit layer, smoothing the top with a spatula.

Step 06

Sprinkle chopped pecans evenly across the whipped topping. Drizzle chocolate syrup in a zigzag pattern, then garnish with maraschino cherries. Cover and refrigerate for at least 5 hours before serving to allow flavors to meld and layers to set.

Handy Tips

  1. To prevent banana browning, toss freshly sliced bananas with a small amount of pineapple juice before layering.
  2. For best results, thoroughly drain crushed pineapple to prevent excess moisture in the finished cake.
  3. This dessert is ideal for preparing up to 2 days in advance and is best enjoyed within 3-4 days when stored refrigerated.

Must-Have Tools

  • 13x9-inch baking dish
  • Electric mixer
  • Mixing bowls
  • Spatula
  • Measuring cups and spoons
  • Knife

Potential Allergens

Always review ingredient labels for allergens, and consult a professional if needed.
  • Contains milk, eggs, and tree nuts (pecans). Product may also contain gluten if conventional graham crackers are used.

Nutritional Details (Per Portion)

Nutritional information is provided for reference and shouldn’t replace expert guidance.
  • Calories: 395
  • Fats: 24 grams
  • Carbohydrates: 43 grams
  • Proteins: 5 grams